Buying your first home is a significant financial milestone, and we're here to guide you every step of the way. At JR Finance Solutions, we aim to simplify the process, help you understand your borrowing capacity, and explore government incentives that may support your homeownership journey.
First Home Guarantee (FHBG): May allow eligible first home buyers to purchase a property with as little as a 5% deposit without paying Lenders Mortgage Insurance (LMI). Availability is limited and eligibility criteria apply, including income thresholds and property price caps.
First Home Owner Grant (FHOG): A one-time government payment that may be available if you're building or buying a newly built home. Grant amounts and eligibility differ by state or territory.
Stamp Duty Concessions: Depending on your location, you may be eligible for full or partial exemptions from stamp duty. Eligibility is based on purchase price, property type, and other conditions.
Let’s explore your options and work toward your goal of homeownership together.
Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
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