Refinancing

Refinancing your home loan can provide an opportunity to align your loan with your current financial circumstances and future goals. Depending on your situation, it may help reduce your repayments, access available equity, or update loan features. At JR Finance Solutions, we take a personalised approach to help you explore your refinancing options.

Why Consider Refinancing?

• Explore competitive interest rates available from a wide panel of lenders
• Consolidate multiple debts into a single loan for simplified repayments
• Access available equity to fund renovations or other personal expenses
• Adjust your loan type — such as switching between fixed and variable rates — to suit your evolving needs
• Review or update features such as offset or redraw facilities, subject to eligibility

When Might Refinancing Be Worth Considering?

• Your current fixed rate is due to expire soon
• Your income, expenses, or property value has changed
• You haven’t reviewed your loan in over two years
• You’d like to access available equity for investment or other large expenses

We can assist by comparing a wide range of loan options from different lenders, helping you assess whether refinancing is suitable based on your personal and financial situation.

Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

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